:root {
    --app-blue: #173f73;
    --app-blue-dark: #102f58;
    --app-green: #12845b;
    --app-teal: #0fae9b;
    --app-gold: #f7a928;
    --app-ink: #182230;
    --app-muted: #667085;
    --app-line: #e4e7ec;
    --app-bg: #f5f8fb;
    --app-white: #ffffff;
}

* {
    box-sizing: border-box;
}

body.app-site {
    margin: 0;
    color: var(--app-ink);
    background: var(--app-bg);
    font-family: Arial, Helvetica, sans-serif;
    line-height: 1.6;
}

.app-site a {
    color: inherit;
    text-decoration: none;
}

.app-site img {
    max-width: 100%;
    display: block;
}

.app-container {
    width: min(1160px, calc(100% - 32px));
    margin: 0 auto;
}

.app-header {
    position: sticky;
    top: 0;
    z-index: 20;
    background: rgba(255, 255, 255, 0.96);
    border-bottom: 1px solid var(--app-line);
    backdrop-filter: blur(10px);
}

.app-header-inner {
    min-height: 76px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.app-brand {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    min-width: 0;
}

.app-brand img {
    width: 52px;
    height: 52px;
    padding: 3px;
    border-radius: 12px;
    object-fit: contain;
    background: var(--app-white);
    box-shadow: 0 10px 24px rgba(23, 63, 115, 0.16);
}

.app-brand strong {
    display: block;
    color: var(--app-blue);
    font-size: 20px;
}

.app-brand small {
    display: block;
    color: var(--app-muted);
    font-size: 12px;
    font-weight: 700;
}

.app-nav {
    display: flex;
    align-items: center;
    gap: 8px;
}

.app-nav a {
    padding: 10px 12px;
    border-radius: 8px;
    color: var(--app-blue-dark);
    font-weight: 800;
}

.app-nav a:hover,
.app-nav a.is-active {
    background: #eaf3ff;
    color: var(--app-blue);
}

.app-hero {
    min-height: 620px;
    position: relative;
    overflow: hidden;
    background: #123d70;
    color: var(--app-white);
}

.app-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgba(16, 47, 88, 0.93);
    z-index: 1;
}

.app-hero-bg {
    position: absolute;
    inset: 0;
    background-repeat: no-repeat;
    background-size: min(480px, 68vw);
    background-position: right 10% center;
    opacity: 0.16;
    filter: saturate(1.1);
}

.app-hero-content {
    position: relative;
    z-index: 2;
    min-height: 620px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: flex-start;
    padding: 80px 0 120px;
}

.app-eyebrow {
    display: inline-flex;
    align-items: center;
    color: var(--app-gold);
    font-size: 13px;
    font-weight: 900;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.app-hero h1,
.app-page-hero h1 {
    margin: 14px 0 16px;
    font-size: clamp(44px, 8vw, 92px);
    line-height: 0.95;
    letter-spacing: 0;
}

.app-hero p {
    width: min(720px, 100%);
    margin: 0;
    font-size: 21px;
    color: rgba(255, 255, 255, 0.9);
}

.app-hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 32px;
}

.app-btn {
    min-height: 48px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 12px 18px;
    border-radius: 8px;
    border: 1px solid transparent;
    font-weight: 900;
}

.app-btn-primary {
    background: var(--app-gold);
    color: #152033;
}

.app-btn-light {
    background: rgba(255, 255, 255, 0.12);
    border-color: rgba(255, 255, 255, 0.42);
    color: var(--app-white);
}

.app-section {
    padding: 78px 0;
}

.app-section-white {
    background: var(--app-white);
}

.app-section-head {
    width: min(780px, 100%);
    margin-bottom: 28px;
}

.app-section-head h2,
.app-split h2,
.app-cta-band h2 {
    margin: 8px 0 0;
    color: var(--app-blue);
    font-size: clamp(30px, 4vw, 48px);
    line-height: 1.08;
    letter-spacing: 0;
}

.app-feature-grid,
.app-policy-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
}

.app-feature-card,
.app-policy-grid a,
.app-notice-card {
    background: var(--app-white);
    border: 1px solid var(--app-line);
    border-radius: 8px;
    padding: 22px;
    box-shadow: 0 18px 42px rgba(23, 63, 115, 0.08);
}

.app-feature-card i {
    width: 46px;
    height: 46px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 8px;
    background: #eaf7f0;
    color: var(--app-green);
    font-size: 22px;
}

.app-feature-card h3,
.app-notice-card h3 {
    margin: 16px 0 8px;
    color: var(--app-blue);
    font-size: 21px;
}

.app-feature-card p,
.app-split p,
.app-cta-band p,
.app-footer p {
    color: var(--app-muted);
    margin: 0;
}

.app-split {
    display: grid;
    grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
    gap: 30px;
    align-items: center;
}

.app-split p {
    margin-top: 14px;
    font-size: 17px;
}

.app-notice-card {
    background: #fffaf0;
    border-color: rgba(247, 169, 40, 0.36);
    box-shadow: none;
}

.app-notice-card ul {
    margin: 14px 0 0;
    padding-left: 20px;
    color: #344054;
}

.app-notice-card li + li {
    margin-top: 8px;
}

.app-contact-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
}

.app-contact-card {
    min-height: 260px;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    justify-content: space-between;
    gap: 14px;
    padding: 28px;
    border: 1px solid var(--app-line);
    border-radius: 8px;
    background: var(--app-white);
    box-shadow: 0 18px 42px rgba(23, 63, 115, 0.08);
}

.app-contact-card i {
    width: 50px;
    height: 50px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 8px;
    background: #eaf7f0;
    color: var(--app-green);
    font-size: 22px;
}

.app-contact-card h2 {
    margin: 0;
    color: var(--app-blue);
    font-size: 28px;
}

.app-contact-card p {
    margin: 0;
    color: var(--app-muted);
}

.app-cta-band {
    min-height: 170px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    padding: 32px;
    border-radius: 8px;
    color: var(--app-white);
    background: var(--app-green);
    box-shadow: 0 22px 54px rgba(23, 63, 115, 0.18);
}

.app-cta-band h2,
.app-cta-band p {
    color: var(--app-white);
}

.app-policy-grid a {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.app-policy-grid strong {
    color: var(--app-blue);
    font-size: 20px;
}

.app-policy-grid span {
    color: var(--app-muted);
}

.app-page-hero {
    padding: 82px 0;
    color: var(--app-white);
    background: var(--app-blue);
}

.app-page-hero p {
    width: min(760px, 100%);
    margin: 0;
    color: rgba(255, 255, 255, 0.9);
    font-size: 19px;
}

.app-updated {
    display: inline-block;
    margin-top: 22px;
    padding: 8px 12px;
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.13);
    font-weight: 800;
}

.app-policy-content {
    width: min(880px, calc(100% - 32px));
    background: var(--app-white);
    border: 1px solid var(--app-line);
    border-radius: 8px;
    padding: 34px;
    box-shadow: 0 22px 54px rgba(23, 63, 115, 0.08);
}

.app-policy-content h2 {
    margin: 28px 0 8px;
    color: var(--app-blue);
    font-size: 24px;
}

.app-policy-content h2:first-child {
    margin-top: 0;
}

.app-policy-content p {
    margin: 0;
    color: #344054;
}

.app-policy-content a {
    color: var(--app-green);
    font-weight: 800;
}

.app-footer {
    background: #102f58;
    color: var(--app-white);
    padding: 40px 0 22px;
}

.app-footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 0.8fr 0.8fr;
    gap: 24px;
}

.app-footer strong {
    display: block;
    margin-bottom: 10px;
    color: var(--app-white);
}

.app-footer a,
.app-footer span {
    display: block;
    color: rgba(255, 255, 255, 0.78);
}

.app-footer a + a,
.app-footer span + span {
    margin-top: 6px;
}

.app-footer-bottom {
    display: flex;
    justify-content: space-between;
    gap: 16px;
    margin-top: 28px;
    padding-top: 18px;
    border-top: 1px solid rgba(255, 255, 255, 0.16);
    font-size: 13px;
}

@media (max-width: 860px) {
    .app-header-inner {
        min-height: auto;
        flex-direction: column;
        align-items: flex-start;
        padding: 14px 0;
    }

    .app-nav {
        width: 100%;
        overflow-x: auto;
        padding-bottom: 4px;
    }

    .app-nav a {
        white-space: nowrap;
    }

    .app-hero,
    .app-hero-content {
        min-height: 560px;
    }

    .app-hero-content {
        padding: 64px 0 86px;
    }

    .app-hero p {
        font-size: 18px;
    }

    .app-feature-grid,
    .app-policy-grid,
    .app-contact-grid,
    .app-split,
    .app-footer-grid {
        grid-template-columns: 1fr;
    }

    .app-cta-band {
        align-items: flex-start;
        flex-direction: column;
    }

    .app-policy-content {
        padding: 24px;
    }

    .app-footer-bottom {
        flex-direction: column;
    }
}